PM MUDRA Yojana
Up to ₹10 Lakh loan without collateral for small businesses
₹10L
Max Loan
15–25 days
Timeline
95%
Success Rate
Overview
Pradhan Mantri MUDRA Yojana (PMMY) is a flagship scheme launched by the Government of India to provide loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises. The scheme has three categories: Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).
Eligibility Criteria
Key Benefits
Collateral-free loans up to ₹10 lakh
Lower interest rates compared to market rates
Flexible repayment tenure up to 5 years
No processing fee in many banks
MUDRA Card for working capital needs
Application Process
Step 1
Check eligibility and prepare business plan
Step 2
Choose the right MUDRA category (Shishu/Kishore/Tarun)
Step 3
Submit application with required documents
Step 4
Bank verification and field visit
Step 5
Loan sanction and disbursement
Required Documents
Quick Overview
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